The 10 Most Common FMCSA Driver Violations During the 2025 Fiscal Year The Federal Motor Carrier Safety Administration (FMCSA) roadside inspections are examinations of commercial motor vehicles (CMVs) and/or drivers conducted by Motor Carrier Safety Assistance Program (MCSAP) inspectors. MCSAP inspectors conduct roadside inspections on CMVs and drivers to check that they are in compliance […]
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Work Comp Insights | Can Health Insurance Rebates Affect Workers’ Comp Premiums?
Can Health Insurance Rebates Affect Workers’ Comp Premiums? Since 2012, the Affordable Care Act (ACA) has required insurers with a certain medical loss ratio (MLR) to issue a rebate to employers. Depending on the way the rebates are distributed, you may end up paying more for your workers’ compensation insurance. Medical Loss Ratio The MLR […]
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Influenza Health & Safety Tips
Influenza Health & Safety Tips During flu season, influenza is a real concern in our health care facility. You work closely and come in direct contact with patients and other staff frequently, which means germs and bacteria can spread easily from person to person. In addition, there is a chance you will face exposure with […]
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Legal Update | 2025 ACA Reporting: All Final Forms Released; Draft Instructions Available
2025 ACA Reporting: All Final Forms Released; Draft Instructions Available The Internal Revenue Service (IRS) has released the final 2025 forms for Affordable Care Act (ACA) reporting under Internal Revenue Code Sections 6055 and 6056. While the final instructions have not yet been issued, draft instructions for 2025 are currently available. The 2025 Forms 1094-B […]
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Know Your Benefits | Primary Care Facts & Myths
Primary Care Facts and Myths Primary care is the starting point for most of your health care needs. Between annual checkups, preventive screenings and treatments for long-term conditions, a primary care provider (PCP) helps you stay on track. PCPs can also identify issues early, when they are easier and less costly to treat, and connect […]
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Work Comp Insights | Is Paying Small Work Comp Claims Out of Pocket Ever a Good Idea?
Is Paying Small Work Comp Claims Out of Pocket Ever a Good Idea? Medical-only claims are an important factor in the experience modification rating process. In many states, these claims, also known as injury or IJ code type 6 losses, are reduced by 70% for the mod calculation. This reduction is known as the experience […]
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Legal Update | Updated Model Notices for Internal Claims, Appeals and External Review Now Available
Updated Model Notices for Internal Claims, Appeals and External Review Now Available The U.S. Department of Labor (DOL) has released revised model notices for initial adverse benefit determinations, appeal denials and external review decisions. The models have been revised to include taglines in applicable non-English languages to reflect the most recent Culturally and Linguistically Appropriate […]
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Mental Health Minute | November 2025
Depression Rates Remain High A recent Gallup poll revealed that over 18% of U.S. adults are currently experiencing or being treated for depression, amounting to nearly 47.8 million Americans. Depression rates have remained at historically high levels since 2024, with young adults and lower-income individuals being disproportionately affected. The poll, based on responses from over […]
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Compliance Bulletin | Deadline for Updating HIPAA Privacy Notice Is Approaching
Deadline for Updating HIPAA Privacy Notice Is Approaching The HIPAA Privacy Rule generally requires covered entities (health plans, health care providers and health care clearinghouses) to provide individuals with a Notice of Privacy Practices (or Privacy Notice) to ensure they understand how their protected health information (PHI) may be used and disclosed, as well as […]
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Live Well, Work Well | PREPARING FOR THE 2025-26 FLU SEASON
PREPARING FOR THE 2025-26 FLU SEASON While influenza (flu) illnesses and hospitalizations surged last year, experts predict that the United States may experience a moderately active season this year. When colder weather arrives, flu rates typically increase, peaking between December and February. This article previews the 2025-26 flu season and provides information about this year’s […]
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