2025 ACA Reporting: All Final Forms Released; Draft Instructions Available The Internal Revenue Service (IRS) has released the final 2025 forms for Affordable Care Act (ACA) reporting under Internal Revenue Code Sections 6055 and 6056. While the final instructions have not yet been issued, draft instructions for 2025 are currently available. The 2025 Forms 1094-B […]
Continue reading
Know Your Benefits | Primary Care Facts & Myths
Primary Care Facts and Myths Primary care is the starting point for most of your health care needs. Between annual checkups, preventive screenings and treatments for long-term conditions, a primary care provider (PCP) helps you stay on track. PCPs can also identify issues early, when they are easier and less costly to treat, and connect […]
Continue reading
Work Comp Insights | Is Paying Small Work Comp Claims Out of Pocket Ever a Good Idea?
Is Paying Small Work Comp Claims Out of Pocket Ever a Good Idea? Medical-only claims are an important factor in the experience modification rating process. In many states, these claims, also known as injury or IJ code type 6 losses, are reduced by 70% for the mod calculation. This reduction is known as the experience […]
Continue reading
Legal Update | Updated Model Notices for Internal Claims, Appeals and External Review Now Available
Updated Model Notices for Internal Claims, Appeals and External Review Now Available The U.S. Department of Labor (DOL) has released revised model notices for initial adverse benefit determinations, appeal denials and external review decisions. The models have been revised to include taglines in applicable non-English languages to reflect the most recent Culturally and Linguistically Appropriate […]
Continue reading
Mental Health Minute | November 2025
Depression Rates Remain High A recent Gallup poll revealed that over 18% of U.S. adults are currently experiencing or being treated for depression, amounting to nearly 47.8 million Americans. Depression rates have remained at historically high levels since 2024, with young adults and lower-income individuals being disproportionately affected. The poll, based on responses from over […]
Continue reading
Compliance Bulletin | Deadline for Updating HIPAA Privacy Notice Is Approaching
Deadline for Updating HIPAA Privacy Notice Is Approaching The HIPAA Privacy Rule generally requires covered entities (health plans, health care providers and health care clearinghouses) to provide individuals with a Notice of Privacy Practices (or Privacy Notice) to ensure they understand how their protected health information (PHI) may be used and disclosed, as well as […]
Continue reading
Live Well, Work Well | PREPARING FOR THE 2025-26 FLU SEASON
PREPARING FOR THE 2025-26 FLU SEASON While influenza (flu) illnesses and hospitalizations surged last year, experts predict that the United States may experience a moderately active season this year. When colder weather arrives, flu rates typically increase, peaking between December and February. This article previews the 2025-26 flu season and provides information about this year’s […]
Continue reading
Live Well, Work Well | The Power of Positive Attitude and Positive Thinking
The Power of Positive Attitude and Positive Thinking It can be easy to get caught up in everyday stress and negativity. However, practicing gratitude can be a powerful tool to improve mental health. Gratitude involves recognizing and appreciating life’s positive aspects. By focusing on what one has rather than what one lacks, gratitude helps shift […]
Continue reading
News Brief | OSHA Announces Top 10 Violations for 2025
OSHA Announces Top 10 Violations for 2025 OSHA recently revealed its top 10 most frequently cited standards in the 2025 fiscal year using preliminary data. This information is valuable for businesses of all kinds, as it helps them identify common exposures that affect their workforce and gives them the information they need to plan their […]
Continue reading
Safety Matters | Health Care: Staying Safe When Working in a New Area
Staying Safe When Working in a New Area Walking through different areas of your facility is a common occurrence, but it can also be dangerous if you don’t stay alert. This is particularly true for employees leaving their old, familiar departments and moving into new roles in other areas. New employees receive instructions regarding training […]
Continue reading