Take Care of Your Hands Of the many tools that we have available, our hands are the most valuable. They provide us with the dexterity necessary to perform precise maneuvers that even the most advanced technology cannot replicate. Even the simplest tasks are difficult for a person that does not have full use of their […]
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Risk Insights | Understanding Environmental Liability Exposures for Businesses
Understanding Environmental Liability Exposures for Businesses Environmental liability exposures refer to the legal and financial responsibilities organizations incur when their operations harm the environment. Environmental contamination can arise from many sources, adversely affecting air, water, soil and natural resources. Pollution incidents may also pose risks to human health, potentially causing illness or injury if people […]
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Legal Update | OSHA Provides Letter of Interpretation on Injuries Caused by Personal Lithium-Ion Batteries
OSHA Provides Letter of Interpretation on Injuries Caused by Personal Lithium-Ion Batteries OSHA published a letter of interpretation regarding the recordkeeping regulation at 29 CFR 1904, addressing whether workplace injuries resulting from the use of personal rechargeable lithium-ion batteries are work-related for purposes of OSHA recordkeeping. Interpretation letters provided by OSHA clarify how it applies […]
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Coverage Insights | Addressing 5 Common Sources of General Liability Claims
Addressing 5 Common Sources of General Liability Claims Several scenarios that businesses encounter in routine operations may expose them to litigation and general liability claims. A customer walking through a business could slip on a wet floor, or a piece of equipment could fall and damage a customer’s personal belongings. These and other incidents may […]
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Compliance Bulletin | Medicare Part D Disclosures due by March 1, 2026 for Calendar Year Plans
Medicare Part D Disclosures due by March 1, 2026 for Calendar Year Plans Group health plan sponsors are required to complete an online disclosure form with the Centers for Medicare & Medicaid Services (CMS) on an annual basis and at other select times, indicating whether the plan’s prescription drug coverage is creditable or non-creditable. This […]
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Work Comp Insights | When is a Workers’ Compensation Claim Compensable?
When is a Workers’ Compensation Claim Compensable? Carefully evaluating workers’ compensation claims is crucial in helping your company save money and prevent fraud. Workers’ compensation is simply a form of insurance that offers employees medical coverage in the event they are injured during a work-related function. Depending on the state of residence, it may also […]
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Compliance Overview | OSHA Electronic Reporting Rule
OSHA Electronic Reporting Rule The Occupational Safety and Health Administration (OSHA) requires certain establishments to report information from their injury and illness records to OSHA electronically by March 2 of every year. The electronic reporting rule also contains three provisions aimed at strengthening employee anti-retaliation protections. These provisions: Require employers to inform employees of their […]
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Work Comp Insights | Direct and Indirect Workers’ Compensation Costs Explained
Direct and Indirect Workers’ Compensation Costs Explained Workers’ compensation claims have a variety of different costs associated with them. Some of these costs are expected costs, while others are unexpected. Here’s the difference between these terms: Expected costs are those that are covered by workers’ compensation insurance. Such expenses are commonly referred to as direct […]
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Risk Insights | Elopement Prevention and Response Strategies for Senior Living Facilities
Elopement Prevention and Response Strategies for Senior Living Facilities Ensuring resident safety is a key priority for all senior living facilities. A critical area of concern is the risk of elopement—when a resident leaves a senior living facility unexpectedly and unsupervised. Such incidents can lead to residents becoming disoriented or lost and expose them to […]
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Live Well, Work Well, | Winter Safety: Driving
Winter Safety: Driving Losing control of a car is undoubtedly one of the most frightening experiences behind the wheel. Unfortunately, it is a potential side effect when the temperatures turn frigid and the roads get slick with ice or snow. One of the most dangerous winter driving hazards is skidding, which, at high speeds, could […]
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