Claim Reserves Explained When a workers’ compensation claim takes place within an organization, it’s critical for the insurer to supply the funds necessary to cover the cost of the claim. That’s why claim reserves are essential. Put simply, a claim reserve refers to a specific amount of money that an insurer sets aside for paying […]
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Risk Insights | Green Practices in Health Care Facilities
Green Practices in Health Care Facilities Sustainability has become increasingly important for health care facilities. Faced with regulatory requirements, cost-saving opportunities and growing public expectations for environmental responsibility, health care facilities are pursuing green initiatives that align with operational efficiency and risk management goals. This article explores key green practices that health care facilities can […]
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Risk Insights | The Benefits of a Safe Patient Handling Program
The Benefits of a Safe Patient Handling Program Because of age or incapacitation due to illness or injury, patients in health care settings often need help with normal daily tasks, such as sitting up or walking. Helping patients with these tasks requires significant physical demands, putting employees in danger of musculoskeletal disorders (MSDs). MSDs—such as […]
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Risk Insights | Responding to OSHA Citations: Appealing
Responding to OSHA Citations: Appealing An OSHA inspector visits a workplace and issues one or more citations. What happens next? Citations, which are mailed by the OSHA area director shortly after an inspection, indicate the fine assessed and the abatement period to correct the health or safety violation. Violation classifications include the following: Serious violations—A […]
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Risk Insights | Footwear in Health Care Settings
Footwear in Health Care Settings Footwear is an important issue for health care professionals, many of whom spend long stretches of time standing or walking throughout the day. Good footwear is essential to worker comfort, but comfort concerns must be balanced with safety. Employer Obligations It might be tempting to assume that footwear concerns only […]
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Workplace Safety Bulletin | The Impact of Fatigue on Safety
The Impact of Fatigue on Safety Fatigue is a serious workplace hazard, but it often goes unrecognized. When you are physically or mentally exhausted, your reaction time slows, your judgment suffers and your ability to spot hazards drops. Tasks you do every day can become dangerous when you are running on too little sleep or […]
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Workplace Safety Bulletin | Summer Driving Safety
Summer Driving Safety Summer driving often feels easier than driving in winter, but warm weather brings its own set of hazards. Heavy vacation traffic, road construction, high temperatures and bad weather can all increase the risk of a crash. Understanding these seasonal hazards and adjusting your driving habits can help you stay safe while traveling […]
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Mental Health Minute | August 2026
The Heat’s Impact on Mental Health As summer temperatures climb, most people think first about physical risks like dehydration or heatstroke. However, extreme heat can also take a real toll on mental health. Research has linked hot weather to increased irritability, anxiety and fatigue, as well as higher rates of aggression and even psychiatric hospitalizations. […]
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Cybersecurity Essentials | Identifying and Responding to Deepfake Scams
Identifying and Responding to Deepfake Scams Deepfakes refer to sophisticated forgeries of images, videos or audio recordings. They have been around for years; you can even find versions of them on social media applications. For example, with Snapchat, face-changing filters take real-time data and feed it through an algorithm to produce a synthetic image. However, […]
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Preparing for an OSHA Inspection
The Occupational Safety and Health Administration (OSHA) is the government agency that monitors and enforces compliance with workplace safety laws. Under the Occupational Safety and Health Act, Compliance Safety and Health Officers (CSHOs) have the authority to inspect the facilities of any employer subject to OSHA’s regulations. Employers have a right to request a warrant […]
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